hummmm... you haven't verified she was wrong then i wouldn't go ask for refund
instead i will actively start saving money and work on some financial procedures to prepare in case just in case something would happen
thats what readings for!!
i have my own business and sometimes i would get very negative predictions and since my experience was: they coukd be accurate so i just tried to find ways to prepare myself better.
i know its very scary to get negative predictions but i would rather aware of it ahead, in case it happens i wouldn't be hit that bad. but i also wont stop my life just to worry.
its a learning experience.