So after several days I finally get a callback from one of the favorite advisors on here. Of course this happens when I am in a place I just cannot talk, so I try and ask my question quickly but the advisor tells me to just make an appt. At this point I am a little disappointed because it took me 2 minutes ($10) to even get to that with no value back ... and then I go to her page - nowhere do I see where I can request an appt and there are now 10 people in line. I'm just so mad!